Helping you make the best
investment decisions

We start from the belief that effective financial planning is far more complex than simply arranging individual products.


Retirement Planning

We offer advice and guidance on pre- and post-retirement planning, including self-invested personal pensions (SIPPs), flexible drawdown, annuities and secured or unsecured pensions.

Over the years, the KMG team has successfully helped many clients in this stage of their lives. There is never one solution and therefore it is vital to understand all of your options before committing your pension funds in any one or more direction.

With continuing changes in pension’s legislation, KMG continues to assess this ever-changing environment. We review pensions and the long-term impact these have on lifetime allowances and the ultimate potential taxation when drawing funds.

We not only offer advice on personal pension funds, but employment pensions which clearly impact on your overall financial goals.