1.2 Because of the financial nature of KMG’s business, KMG’s products and services are not designed to appeal to or to be sold to persons under the age of 18. Therefore, KMG does not knowingly attempt to solicit or receive any information from children.
2. What information KMG collects and what does KMG do with it?
2.1 To take advantage of some of the services offered via this website you may be required to log on or register with the website. KMG and any third party who hosts or maintains this website may need to collect information about you and your computer to enable you to do so. The information will be collected when you register with the website or when you choose to use one of the services available via the website.
2.2 KMG may use the information which it collects to personalise your experience on the website, to help you to log-in in future, to continue to use the website, and to help KMG select services or materials for inclusion on the website which may be of interest to you. KMG may, from time to time, use your information to recommend other products or services to you. Occasionally, KMG may contact you by letter, telephone or e-mail to inform you about other products and services which may be of interest to you. To exercise your right to “opt out” of this service you should contact KMG via the link shown below.
2.3 KMG may use your information to notify you of news about KMG, changes to the website, special events or new services that KMG thinks may interest you. If, at any time, you would rather not receive any such information, please either tick any relevant “opt-out” box on the page where you are asked to give your information or you may contact KMG via the link shown below. In these circumstances, KMG will need to keep your information on file so that you can continue to use the website and so that KMG can deal with the administration and security of the website, but KMG will not e-mail you or contact you by telephone, fax or post without your consent.
2.4 The nature of KMG’s business is such that KMG may on occasion ask you to provide sensitive personal data as defined in the Data Protection Act 1998 and General Data Protection Regulation 2018 (for example, questions relating to your health where that information is required in order to provide life insurance quotations). Where KMG does so, KMG will request your explicit consent to the use of such sensitive personal data. Where you consent to provide KMG with this information, KMG will take appropriate measures to protect such sensitive personal data.
2.5 KMG or third parties hosting servers on KMG’s behalf may also monitor traffic patterns and usage of the website to help it to improve the website design and layout.
2.6 Please note that KMG is not responsible for what any third party content provider or other third party offering goods and services via websites linked to this website may propose to do with information about you. So please ensure you read their terms and conditions carefully.
3. Sharing of Information with third parties
3.1 KMG will not disclose your personal information to third parties other than as described in this clause (unless it is legally required to do so). KMG may need to pass your information to third parties who help KMG to maintain, administer or develop the website but, if so, that information is only given to those third parties for that limited purpose. In addition, KMG may provide aggregate statistics about its customers, sales, traffic patterns and related website information to reputable third-parties, but these statistics will include no personally identifying information.
3.2 KMG reserves the right to access and disclose personal data or information to comply with applicable laws and lawful government requests, to operate its systems properly, or to protect itself or its users.
4. Your Consent
4.1 You acknowledge and agree that:
4.1.1 in the course of registering or using this website and any services offered via this website, certain information about you will be captured electronically (including sensitive personal data where required, but this will be subject to you giving your explicit consent in such cases) or otherwise and transmitted to KMG or and, potentially, to any third parties as set out above, or to third parties who host KMG’s web servers or assist KMG in maintaining this website; and
5. IFA’s Responsibilities – How does KMG protect user information?
As required by the Data Protection Act 1998 and the General Data Protection Regulations 2018, KMG follows strict security procedures in the storage and disclosure of information which you have provided via this website, to prevent unauthorised access.
6. What are ‘Cookies’ and how does KMG use them?
6.1 A cookie is a piece of information that is stored on your computer’s hard drive by your Web browser. On visiting this website, your computer server will use the cookie to guarantee a secure connection. Most browsers accept cookies automatically, but usually you can alter the settings of your browser to prevent automatic acceptance. If you choose not to receive cookies, you may not be able to use certain features of this website.
This website contains links to other websites. Please be aware that KMG cannot be held responsible for the privacy policies of such other sites. KMG encourages its users to be aware when they leave the website and to read the privacy statements of each and every website that collects personally identifiable information. This privacy statement applies solely to information collected by this website.