A local accountants' recent bulletin summed up the business environment at the grass roots, in much the same way that it appears at the top of the economic tree.
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The issues that have concentrated our minds and investment strategy as we head into the autumn period are summarised below.
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The basics of life dictate that in a modern economy humans will always be in debt to each other.
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We are currently celebrating the 20th anniversary of the launch of the World Wide Web (created by Sir Tim) into the world.
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The following note is taken from distillation of the following articles from the weekend FT of 28/02/08-01/03/09 and a real life experience: 

             1) My granddaughter works at White Stuff in Reigate.
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We clearly predicted it would happen, the reality remains that until asset prices return to some form of normality, i.
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Cynics

The firm has been around for 60 years and in that time, we have seen all manner of bull markets, bear markets, spectacular frauds by individuals, politicians, and large organisations.
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